Boutique Financing Solutions

Commercial Financing

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Commercial Real Estate Loans

The basic idea...

There are two types of commercial financing for your commercial building loans–income producing or owner-user – and the lending parameters vary for each in addition to other factors such as the specific property type (office, industrial, retail), the condition of the asset, the location and the borrower’s financial strength. Put the team at Pacific Shore Capital to work for you in determining what is needed to secure you the best possible loan option for YOUR commercial financing needs.

Commercial Property Loans --Let's Talk Numbers.

Get in touch with us and an expert on our team will run the numbers for you, free of charge. 

If you need help with:

  • Income producing properties
    • commercial
    • multifamily
    • mixed-use
    • special purpose
  • Owner-User
  • Private Money
  • Unsecured Lines of Credit
  • Construction

We have smart products at low rates with the type of service you don’t see at a large institution. See why we’re different today!

Which Financing Option Is Right For You?

Below are the steps to determine what terms and loan amount your property can qualify for.

  1. Initial discussion and/or summary of your request. Is this a long-term hold or short-term hold? Where is the property located? What are your goals for the property?
  2. Provide basic property and borrower financials. This typically includes a rent roll (if applicable), 3 years profit and loss statements and a personal financial statement and real estate schedule for the borrower.
  3. We will run a cash flow analysis, look at the property (in person or online) and determine the most optimal financing for the scenario and present to the borrower.

Looking for financing real estate for your business? Click here to learn more about how we can help you.

Let’s take a look at some basic terms we can offer.

  • Purchase, rate and term refinance and cash out refinance available

  • Adjustable, 3,5,7,10 and 15 year fixed rates

  • 25-30 year amortization

  • Up to 75% LTV

  • 1.2-1.3 DCR

  • Recourse and non-recourse

Let Us Help You Finance Your Commercial Real Estate Project Today.

Have some questions? Ready to get started?

Just provide some basic details on your requirements & an expert on our team will contact you right away!

Our Commercial Financing Includes

  • Office Buildings: Low, mid and high rise


  • Retail Centers: Anchored and unanchored


  • Industrial/Warehouse: Single and multi-tenant


  • Mixed-Use


  • Hotel/Motel: Flagged and unflagged
  • Self-Storage


  • Single -Tenant/Triple Net


  • Owner/User


  • Many other special-use properties: 


  • Gas stations, automotive, 501c3, etc.

What Our Clients Say

"That was for sure the easiest, quickest loan I've ever done! Looking forward to working with you guys again in the future on another project!"

Paul T.
“Thank you so much for making these loans happen for my father and for me after two years of trying. And thanks for all your patience and assistance during this process. Looking forward to future business.”
I just did a loan with Krystle and her team and am very happy how quick and easy the whole process was. I will for sure use her great services again.

Christina Ayad


Have some questions? Ready to get started?
Just provide some basic details on your requirements & an expert on our team will contact you right away!

An accurate quote is always the start to a successful transaction. Simply provide a couple pieces of info below to get things started!

Let's Get You Some Figures!



Let's look at a couple things and we'll send you our private cash-flow analysis sheet. Start making your money work for you right away!